Who
we are
Intelligent Finance is a division of Halifax plc, which merged
in September 2001 with the Bank of Scotland to form a new
banking group called HBOS. Since our launch in September 2000,
we've provided a range of banking services, and created a
radical new approach to personal finance.
The HBOS group
Halifax and Bank of Scotland are two of the UK's best-known
and most well-liked banks.
The
Halifax is the UK's no.1 mortgage lender and savings provider,
with over 150 years experience; Bank of Scotland has a 300-year
heritage, occupying a leading position in personal and business
banking.
The
merger has allowed the two organisations to benefit from each
other's areas of expertise, and build on each other's strengths
to offer their customers an even better deal.
The
HBOS group includes a large number of brands, many of them
household names. You can see a list of them here
Intelligent
Finance
Intelligent
Finance was launched in September 2000 as a completely new
concept in personal finance. Designed to save customers money,
the Intelligent Finance plan works by linking the money our
customers have with the money they borrow, reducing the amount
of interest they pay on their borrowings, or increasing the
level they earn on their savings.
We've
since become one of the country's leading direct banks. |