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| Savings
and Investments |
Direct Access Savings |
| Offset your Direct Access Savings balance against your offset mortgage. No interest paid on your Direct Access Savings means you'll save interest on the same amount of your mortgage. If you don't hold an offset mortgage you will be paid interest 0.05% AER/GROSS variable. |
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Our Direct Access Savings give you lots of great benefits, including:
- Option to offset your savings with your offset mortgage
- Manage your savings online or by phone
- Top up your savings whenever you want
- No restriction on deposits or withdrawals
- Deposit using your debit card, funds cleared instantly
And because you have the option to offset your savings with your offset mortgage, you could save a bundle on the amount of interest you pay too. |
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Intelligent Finance isaver - online only |
| Save online and get our best savings rate – 2.85% AER/GROSS variable. Enjoy the speed and convenience of managing your savings online with easy access to your money. We guarantee to pay at least 1% above the Bank of England's base rate until 31st December 2009. |
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Our Intelligent Finance isaver gives you lots of great benefits, including:
- An online rate of 2.85% AER
- Manage your savings online 24 hours a day
- A simple product with no short term bonus or withdrawal restrictions
- Top up your savings whenever you want
- Start saving with as little as £1
- Option to offset your savings with your offset mortgage
Have the flexibility to deposit or withdraw as much or as little as you like, as often as you like - whilst still enjoying our best rate of 2.85% AER GROSS variable. |
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| Cash ISA |
| If you're looking for simple tax free savings with easy access to your money by telephone or online then our Cash ISA could be for you. Interest rate 2.75% AER/GROSS variable. |
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Our Cash ISAs give you lots of great benefits, including:
- Save up to £3,600 each tax year*
- View your balance and move money with our easy to use online banking service
- Deposit using your debit card, funds cleared instantly
- Transfer existing ISAs using our simple transfer service
- Offset your Cash ISA with your mortgage and you could reduce the amount of interest you pay
* Once you've made £3,600 worth of deposits in a single tax year, your limit will be exhausted, regardless of how much money you have in your Cash ISA at the time |
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Intelligent
Finance is subject to the regulations laid down under the Financial
Services & Markets Act 2000, which incorporated the Banking Act
1987. They abide by the voluntary Banking Code that sets out standards
for dealing fairly with you and giving the information you need to
choose and run your accounts.
If you wish to apply for any product from Intelligent Finance you
will be passed from our web site to the website of Intelligent Finance,
a division of Halifax plc.
Although we are happy to make available access to these banking services
from our website, we are not making any recommendation that the products
offered will be suitable for your circumstances. You should read carefully
the application terms shown on Intelligent Finance website.
The savings, personal loan, credit card and Mortgage products offered
by Intelligent Finance are not subject to Regulation by the Financial
Services Authority
If
you wish to know more information about Intelligent Finance click
here. |
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| Your
home may be repossessed if you do not keep up repayments on your mortgage. |
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This Internet site is directed to UK residents only. You are responsible
for satisfying yourself that under the laws of your home jurisdiction you
may lawfully access this Internet site.
Cawley Financial Services Limited is
authorised and regulated by The Financial Services Authority. Cawley Financial Services Limited is entered on the FSA register
(www.fsa.gov.uk/register/) under reference 144101.
Website last changed: 02/06/2010
